Use Retirement Funds to Purchase a Franchise

Utilize Your IRA or 401(k) Retirement Plan to Fund a
Business while Avoiding Taxes and Penalties

Save Money - Eliminate Taxes and Penalties
Tapping into your retirement funds can be expensive. Distributions before retirement age can cost you up to 50% in taxes and penalties. But with the Business and Franchising Funding Plan you can use the retirement funds you've diligently saved, to start or grow your own business - without taxes or penalties.

Build for the Future - Invest in Yourself
A business of your own may well be your best retirement plan. With the Business and Franchising Funding Plan, you can use your retirement funds as an initial business investment and build on them year after year. After all, an investment in yourself is an investment you can believe in. The Business and Franchising Funding Plan is designed to put you in control by making you the trustee of your own retirement. With this plan you are able to shelter more money than ever before for a greater potential return and continued income during retirement.

Enjoy higher success from the start - The Business and Franchising Funding Plan gives you more control by helping you avoid the debt associated with business loans freeing up cash flow. Perhaps that's why so many current and potential business owners prefer this approach to traditional financing. The Business and Franchising Funding Plan can also be used in conjunction with traditional and SBA financing to help reduce the amount of your loan, and therefore your loan payments.

Plan for Security - Without Using the Roof Over Your Head
Lots of small business owners start out by borrowing against their homes. With the Business and Franchising Funding Plan, you can open or grow your business without ever touching the home equity you worked so hard to build.

The Business and Franchising Funding Plan:
Using Retirement Funds as Business Capital

It's a different concept for most people. Money in IRAs, 401(k), 403(b) and other retirement plans is thought to be untouchable until retirement. It can be used before then.

The Business and Franchising Funding Plan provides a simple process to invest retirement funds in a new or established business -- without distributions, penalties and taxes. As a result, it gives anyone with a qualifying retirement plan a ready source of capital.

Unheard of, perhaps. Unusual, maybe. And undoubtedly nothing to wake up in a sweat about. The idea may raise eyebrows. Yet the Business and Franchising Funding Plan is without question an effective means of employing retirement savings as business capital.

TIP: The Business and Franchising Funding Plan can be used instead
of borrowing against the house to keep home separate from business.

Basically what happens is people invest retirement funds in stock of their own business. When properly done, funds can be used for any business purpose, including:

  • Purchasing a franchise or existing business.
  • Start-up expenses: purchasing property, equipment, inventory, etc.
  • Working capital: paying salaries, franchise fees, etc.
  • Business expansion: funding additional franchises, locations, etc.
  • Equity toward SBA or other loans.

Moreover, capital can be obtained from just about any type of retirement savings plan:

  • IRAs
  • Annuity Plans
  • Cash Balance Plans
  • 401(k) Plans
  • Profit Sharing Plans
  • Money Purchase Plans
  • 403(b) Plans
  • Defined Benefit Plans
  • Rollover Plans
  • SEPs
  • 457 Plans
  • ESOPs
  • SIMPLE Plans
  • Employee Stock Ownership Plans
  • Solo 401(k) Plans

To find out if you qualify for the Business and Franchising Funding Plan and receive more information, give me a call to discuss the program further.